You can own your own home with the help and assistance of Works Credit Union. Our Mortgage loans run for a maximum of 12 (twelve) years. 

Documents for Mortgage

Loans (Land/House)

• Most recent Payslip
• Job letter (valid for 6 months)
• Utility bill
• Drivers Permit
• Passport size photo
• Proof of purpose of loan

Note: If self employed proper accounting documentation to be provided for at least 6 months along with Registration Certificate (if applicable). 

Other important Documents

Unencumbered shares

Land

• Letter of intent to sell
• Valuation Report

Purchase of House

• Letter of intent to sell
• Valuation Report
• Most recent land and building tax
• WASA clearance certificate
• Estimate for work to be done (if necessary)
• Copy of Deed
• Approved Building Plans
• 1 quotation from insurance company  (Fire and Special Perils Insurance)

Renovation/Extension of House

• Valuation Report
• Most recent land and building tax
• WASA clearance certificate
• Estimate for work to be done
• Copy of Deed
• 1 quotation from insurance company (Fire and Special Perils Insurance)

Make your dreams of owing your own property happen today with your financial partners at Works Credit Union. 

Contact us today our representatives are ready and waiting to assist you.